DEAR HOME OWNERS,
COMMON MISTAKES
That Most Buyers FACED
In Buying Their FIRST PROPERTY !
BUT I HAVE
ALMOST FULLY PAID OFF MY HDB,
WHY
SHOULD I UPGRADE?
If you are like most Singapore HDB Owners today, you are probably servicing your HDB loan using your CPF.
And you might be thinking that it is best to pay off the loan as soon as possible to lower your monthly mortgage.
However, this may be an action that can affect your future financial goal in the NEXT 5 to 10 YEARS!
You need to know how to use your CPF
CORRECTLY and
EFFICIENTLY!
WITH A GUIDED ACTION PLAN AND PROVEN ASSET PROGRESSION STRATEGIES, YOU CAN:
#1 ELEVATE you and your family to financial freedom
#2 GROW your asset portfolio through STABLE property investment plans
#3 GENERATE passive income with minimal to zero extra financial commitment
#4 MAINTAIN a healthy amount of cash reserve funds for rainy days
#5 RETIRE earlier with a secure safety net
Seize this opportunity and you will find yourself getting closer to the lifestyle you have always dreamt of.
HI, I AM JIP NG!
Jip Ng is a Team leader, Trainer, PropNex Consumer Seminar Speaker, Project Chief IC and PropNex Signature Leadership Bootcamp Chief facilitator.
With his more than 20 years experiences in the real estate industry, Jip has invested in private condominiums, retail property, industrial property and landed property. All this started from a humble HDB flat. The best deal ever helped him made over a million dollar in just one transaction. Being an experience property investor himself, has enabled Jip to develop an eye for properties that can appreciate fast so that he can maximize his clients property investment cycle. This is critical as our age is a determine factor for leveraging. Therefore, investing in the right product becoming very crucial.
Jip is a staunch believer of doing the inconvenient but necessary crunching of numbers and meticulous analysis , prior to any property purchase.
This came about as he was an unfortunate victim of a bad property purchasing decision , which led him suffered some financial loses and living in a stressful condition during those days. Therefore, he will never want this to happen to his clients for sure.
Apart from sharing his in depth knowledge of the property market and strategizing for his clients on assets building, he is also a “ Landed property” trainer within his team, Powerful Negotiators Group.
In his real estate career, the biggest reward for Jip is witnessing many of his clients’ lives transformed with a peace of mind and witnessing them grown from a HDB flat and becoming the Top 5% landed property owner in Singapore.
LOCKING AWAY ALL YOUR CPF IN YOUR HDB
IS
EATING AWAY YOUR WEALTH
With all or most of your CPF dumped into your HDB flat, you lose
1. the 2.5%
interest you can earn from leaving it inside CPF
2. the accrued interest of
2.5% to pay back when you eventually sell
That is 5% TAKEN AWAY from you, year after year.
For example, if $200,000 worth of CPF funds is put into your HDB, at the end of 5 years, you lose $26,600 in interest earnings.
Selling your HDB at the end of 5 years, you would have to return $226,600 to CPF, which is $26,600 less cash from your property sales proceeds.
In Total,
Your Loss = $53,200!!
So how can you escape this fate? Arrange a non-obligatory session with me to find out!
Do you want to know how to make use of your CPF to invest and reap monetary gain?
WHAT SOME CLIENTS SAY ABOUT ME...
Daniel and Kim
★★★★★
We sold our HDB executive apartment in Choa Chu Kang and bought a resale condo back in 20xx.
Today, we are a proud owner of 2 brand new condominiums. We are glad that we had make this move as our old condo in CCK price had not moved much (Stagnant). But the new launch condo market had moved up by few hundred dollars in term of psf.
All this can only be possible when Jip Ng approached us and did a details analysis and explained to us why we should restructure our portfolio. We are skeptical initially until he show us with the various methods of how can we change from 1 to 2 brand new condo without stress. We are glad we follow his plan and we never regret that this is the best move that we had made among all our other investments.
Imagine we are still holding onto our HDB flat, today the value had came down more than $100K and we have also lost the opportunity of potential profit from the 2 new condominiums that we are having now.
Jip, Thank you for guiding us through this wealth creation journey.
Samy and Win
★★★★★
It was my wife's dream to own a brand new condominium. All this while, I had never believe we can effort it
until Jip show us how to do it.
We wanted to sell off our HDB 5 room flat and change to another 5 room flat which is closer to MRT station.
Jip ask me this question : If I can show you how can you upgrade to a new condominium and yet don’t have to worry about your installments for the next 5 years, will you be keen to explore further?
That was our dream for a longer period of time, of course we said YES to him.
Needless to say, we had successfully SOLD our HDB and bought a brand new condominium. All this can never be done without Jip details planning and the more than 20 year of experiences. We are grateful to him for making our dreams come true!
Alvin and Mary
★★★★★
We met through his facebook and website. Before that we were very puzzled whether to keep our Senja Road HDB or to sell it if we want to upgrade. After Jip met up and shared with us, we immediately know we should let go of our HDB as its actually eating into our retirement funds. And it was a negative sales even though we bought it under brand new 20 years ago.
We could have taken action and sell it earlier for more opportunity instead of holding on for so long yet don’t get a single cent of CASH after selling it off.
We have sold another resale condo and upgraded to a brand new FH landed property through Jip now.
GROW YOUR ASSETS With Me!
I have achieved TOP Leader, Transactor and Producer Awards in PropNex - Singapore's BIGGEST real estate agency with more than 8000 agents.
As you are reading this, I am changing the lives of the people with this one of a Asset progression Strategy!
Don't wait and give just one-hour sharing session.
It is completely FREE & NON-OBLIGATORY!
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